Seamless Access to Growth Capital

Flow offers quick and hassle-free growth financing tailored to mobile money business. Our ecosystem-agnostic solution unlocks the full potential of shopkeepers, providing unparalleled convenience, competitive pricing, and the freedom of no collateral or complex paperwork. Experience a smarter way to grow your business with Flow.

How It Works

Quick and simple access to loan

Self-register on Flow App

Register with your mobile money account and basic business details.

Apply for Float Advance

Simplified float advance application, now just a click away.

Instant Access

Disbursed (within 15 mins) - if eligible for Flow products

Float Advance

Short-term growth capital loans (3-12 days) designed specifically for your business.

✔ Instant loans based on eligibility

✔ FA products between 250K - 5M UGX

✔ Apply for loan upgrade as your business grows

Download our app

Float Switch

✔ Easily and instantly switch your float between different mobile money providers

✔ Instantly transfer float from one operator to another

✔ Manage and Transfer float in any operator based on business

✔ Transfer float for others and earn money

Download our app

Bill Payments

Manage and pay bills directly through the app for seamless business operations.

Coming soon

Flow Global increased my loan limit, and now I qualify for UGX 1,500,000. This has increased my earnings due to the rise in the number of transactions per day.

– Mobile Money Agent

With Flow Global, I have been able to start a new mobile money branch and offer employment to another Ugandan. I feel proud of myself. I can take care of my family because of the increased income, and I have managed to buy a plot of my own! Thanks to the help from Flow Global.

– Mobile Money Agent

The loan I got helped me to increase the number of transaction I do in a day, and this has boosted my business and increased my monthly income. I am now able to pay school fees for my children and meet other family needs such as food, medicine and water bills.

– Mobile Money Agent

I have achieved my goal of opening a new mobile money shop. This has increased profits due to good services from Flow Global, as the number of customers has increased. I have also employed some people, thereby improving their lives as well.

– Mobile Money Agent

With Flow’s Customer App, I can keep my mobile money business growing without worrying about cash flow issues.

– Mobile Money Agent

Empowering Small Businesses

We harness cutting-edge technology to deliver fast and accessible growth capital to small businesses.

Get in touch
UK
Level39
One Canada Square
Canary Wharf, London 
E14 5AB, UK
+44 7480 949333
Uganda
Plot 46,
Mirembe Business Center,
3rd floor, Wing A
Lugogo bypass,
Kampala, Uganda
India
3A/1, Christo Tower, 1st Floor,
Nadu Kattu Esakkiamman
Kovil Street, Nagercoil -629001
Rwanda
Flow Rwanda Ltd, 
KG 648 Rugando
House No 25
Kigali, Rwanda
Madagascar
LOT 11 M92 Antsakaviro
Analamanga 101
Antananarivo Renivohitra
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With any investment, your capital is at risk. The value of your investment with Flow can fluctuate, and past performance does not guarantee future results. Tax treatment and individual outcomes may vary, and we recommend consulting a qualified advisor if you have questions about investments or tax considerations. By using this website, you agree to our Terms and Privacy Policy.