Making a Difference,
One Business at a Time

At Flow, we’re proud to help small businesses access the funding they need to thrive. We’ve processed over 900,000 growth capital applications, injecting more than $180 million in liquidity to over 25,000 small businesses in Uganda and Rwanda

Get Started

Customer Stories

From small business owners expanding their operations to mobile money agents improving their liquidity, our customers have seen real, transformative results.

Driving Financial Inclusion in Emerging Markets

At Flow, our mission is to empower individuals by boosting their income, enabling them to improve their livelihoods and support their families. Our impact was assessed by a 3rd party organization 60 decibel along with SCBF.

They reported the following

65–70% of agents report increased customer numbers and transactions thanks to Flow’s float advance product.

45% of customers have experienced a significant boost in income

95% of customers feel reduced financial stress, with 34% noting life-changing improvements

40% of our customers report achieving greater success in reaching their financial goals with Flow's support

Flow isn’t just about loans; it’s about creating opportunities, fostering growth, and enabling success. Together, we are building stronger, more resilient communities. Explore our impact in detail through the 60 Decibels assessment.

Read the Full Report

We harness cutting-edge technology to deliver fast and accessible working capital to small businesses.

Learn more

Flow Global increased my loan limit, and now I qualify for UGX 1,500,000. This has increased my earnings due to the rise in the number of transactions per day.

– Mobile Money Agent

With Flow Global, I have been able to start a new mobile money branch and offer employment to another Ugandan. I feel proud of myself. I can take care of my family because of the increased income, and I have managed to buy a plot of my own! Thanks to the help from Flow Global.

– Mobile Money Agent

The loan I got helped me to increase the number of transaction I do in a day, and this has boosted my business and increased my monthly income. I am now able to pay school fees for my children and meet other family needs such as food, medicine and water bills.

– Mobile Money Agent

I have achieved my goal of opening a new mobile money shop. This has increased profits due to good services from Flow Global, as the number of customers has increased. I have also employed some people, thereby improving their lives as well.

– Mobile Money Agent

With Flow’s Customer App, I can keep my mobile money business growing without worrying about cash flow issues.

– Mobile Money Agent

Empowering Small Businesses

We harness cutting-edge technology to deliver fast and accessible
growth capital to small businesses.

Get in touch