Making a Difference,
One Business at a Time

At Flow, we’re proud to help small businesses access the funding they need to thrive. We’ve processed over 900,000 growth capital applications, injecting more than $180 million in liquidity to over 25,000 small businesses in Uganda and Rwanda

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Customer Stories

From small business owners expanding their operations to mobile money agents improving their liquidity, our customers have seen real, transformative results.

"With Flow, Alexander overcame crippling float challenges and revived his business. Starting small, he reinvested in electronics, grew his commissions rapidly, and now handles transactions across all networks effortlessly with the Float Switch feature."
"Flow transformed Nabossa’s business, solving float issues and enabling her to grow from 500,000 UGX to 1 million UGX. With Flow’s support, she expanded into new ventures and pays her children’s school fees through her profits."
"Flow empowered Agnes to sustain her float seamlessly for three years. Their prompt services helped her grow her business and launch a hardware shop, making Flow the cornerstone of her entrepreneurial success."

Driving Financial Inclusion in Emerging Markets

At Flow, our mission is to empower individuals by boosting their income, enabling them to improve their livelihoods and support their families. Our impact was assessed by a 3rd party organization 60 decibel along with SCBF.

They reported the following

✔ 65–70% of agents report increased customer numbers and transactions thanks to Flow’s float advance product.

✔ 45% of customers have experienced a significant boost in income

✔ 95% of customers feel reduced financial stress, with 34% noting life-changing improvements

✔ 40% of our customers report achieving greater success in reaching their financial goals with Flow's support

Flow isn’t just about loans; it’s about creating opportunities, fostering growth, and enabling success. Together, we are building stronger, more resilient communities. Explore our impact in detail through the 60 Decibels assessment.

Read the full report

Read the Full Report

We harness cutting-edge technology to deliver fast and accessible working capital to small businesses.

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Flow Global increased my loan limit, and now I qualify for UGX 1,500,000. This has increased my earnings due to the rise in the number of transactions per day.

– Mobile Money Agent

With Flow Global, I have been able to start a new mobile money branch and offer employment to another Ugandan. I feel proud of myself. I can take care of my family because of the increased income, and I have managed to buy a plot of my own! Thanks to the help from Flow Global.

– Mobile Money Agent

The loan I got helped me to increase the number of transaction I do in a day, and this has boosted my business and increased my monthly income. I am now able to pay school fees for my children and meet other family needs such as food, medicine and water bills.

– Mobile Money Agent

I have achieved my goal of opening a new mobile money shop. This has increased profits due to good services from Flow Global, as the number of customers has increased. I have also employed some people, thereby improving their lives as well.

– Mobile Money Agent

With Flow’s Customer App, I can keep my mobile money business growing without worrying about cash flow issues.

– Mobile Money Agent

Empowering Small Businesses

We harness cutting-edge technology to deliver fast and accessible
growth capital to small businesses.

Get in touch
UK
Level39
One Canada Square
Canary Wharf, London 
E14 5AB, UK
+44 7480 949333
Uganda
Plot 46,
Mirembe Business Center,
3rd floor, Wing A
Lugogo bypass,
Kampala, Uganda
India
3A/1, Christo Tower, 1st Floor,
Nadu Kattu Esakkiamman
Kovil Street, Nagercoil -629001
Rwanda
Flow Rwanda Ltd, 
KG 648 Rugando
House No 25
Kigali, Rwanda
Madagascar
LOT 11 M92 Antsakaviro
Analamanga 101
Antananarivo Renivohitra
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