Making a Difference,
One Business at a Time

At Flow, we’re proud to help small businesses access the funding they need to thrive. We’ve processed over 10,00,000 growth capital applications, injecting more than $200 million in liquidity to over 28,000 small businesses in Uganda and Rwanda

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Customer Stories

From small business owners expanding their operations to mobile money agents improving their liquidity, our customers have seen real, transformative results.

"With Flow, Alexander overcame crippling float challenges and revived his business. Starting small, he reinvested in electronics, grew his commissions rapidly, and now handles transactions across all networks effortlessly with the Float Switch feature."

"Flow transformed Nabossa’s business, solving float issues and enabling her to grow from 500,000 UGX to 1 million UGX. With Flow’s support, she expanded into new ventures and pays her children’s school fees through her profits."

"Flow empowered Agnes to sustain her float seamlessly for three years. Their prompt services helped her grow her business and launch a hardware shop, making Flow the cornerstone of her entrepreneurial success."

Driving Financial Inclusion in Emerging Markets

At Flow, our mission is to empower individuals by boosting their income, enabling them to improve their livelihoods and support their families. Our impact was assessed by a 3rd party organization 60 decibel along with SCBF.

They reported the following

✔ 65–70% of agents report increased customer numbers and transactions thanks to Flow’s float advance product.

✔ 45% of customers have experienced a significant boost in income

✔ 95% of customers feel reduced financial stress, with 34% noting life-changing improvements

✔ 40% of our customers report achieving greater success in reaching their financial goals with Flow's support

Flow isn’t just about loans; it’s about creating opportunities, fostering growth, and enabling success. Together, we are building stronger, more resilient communities. Explore our impact in detail through the 60 Decibels assessment.

Read the full report

Read the Full Report

We harness cutting-edge technology to deliver fast and accessible working capital to small businesses.

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With Flow, I overcame crippling float challenges and brought my business back to life. I started small, reinvesting in electronics, and quickly saw my commissions grow. Now, thanks to the Float Switch feature, I handle transactions across all networks effortlessly

– Tamale Alexander

Flow has empowered me to sustain my float seamlessly for the past three years. Their prompt services have helped me grow my business and even launch a hardware shop. Flow has truly become the cornerstone of my entrepreneurial success.

– Agnes Jayang

Flow transformed my business. It solved my float issues and helped me grow from 500,000 UGX to 1 million UGX. With Flow’s support, I’ve been able to expand into new ventures—and now, I even pay my children’s school fees through the profits I make.

– Nabossa Mary Peace

Empowering Small Businesses

We harness cutting-edge technology to deliver fast and accessible
growth capital to small businesses.

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The information on this website is provided for informational purposes only and does not constitute an offer or solicitation to buy or sell investments or related services.

With any investment, your capital is at risk. The value of your investment with Flow can fluctuate, and past performance does not guarantee future results. Tax treatment and individual outcomes may vary, and we recommend consulting a qualified advisor if you have questions about investments or tax considerations. By using this website, you agree to our Terms and Privacy Policy.

Making a Difference, One Business at a Time