The Global Impact Investing Network (GIIN) Investor Forum in Copenhagen served as a platform for thought leaders and changemakers to discuss impactful solutions for global challenges. During the event, Flow Global's co-founder, Michael Rothe, shared our transformative approach to empowering small businesses in emerging markets.
Michael highlighted Flow’s mission to support small retailers—the backbone of commerce in developing economies. Unlike Western markets, where large supermarkets dominate, regions like Africa and Latin America see small businesses distributing over 90% of goods and services. Flow Global is committed to helping these retailers sustain their vital role while thriving in a digital economy.
One of our key initiatives involves enabling small businesses to become mobile money agents, unlocking new revenue streams through commissions. Recognizing the challenges these retailers face in accessing working capital for e-money floats, Flow provides financial support by analyzing transaction data. This allows us to offer e-floats that enable retailers to expand their services and grow sustainably.
Demonstrated Impact:
-> Operating in 11 mobile money ecosystems.
-> Disbursing over $70 million in working capital.
-> Supporting more than 11,000 small retailers in Uganda and Rwanda.
These numbers reflect not just our reach but also the trust and commitment of small business owners who repay their loans on time, demonstrating their readiness to grow and innovate.
Empowering Digital Transformation:
By integrating technology and data insights, Flow Global helps small businesses adapt to the evolving demands of a digital economy. This transformation enables them to remain competitive while driving local economic growth.
Building Partnerships for Scale:
The forum emphasized the need for collaboration in scaling impact. Michael’s discussions with global investors and partners underscored the importance of aligning resources to broaden Flow Global’s reach and deepen its influence.
Flow Global envisions becoming the growth partner for small businesses in emerging markets. By providing tailored financial solutions and fostering innovation, we aim to ensure these enterprises continue to play a pivotal role in their local economies.
The GIIN Investor Forum reinforced our belief in the potential of small businesses to drive positive change. With the right support, these retailers can thrive in a digital-first world, creating jobs and strengthening communities.
Our Vision: To become the growth partner for small businesses in emerging markets, ensuring their pivotal role in local economies endures and expands.
Together, we’re shaping the future of small business success in the digital age.